First Experience with Stock Investment#
Opening an Account and Initial Investment in 2011#
I opened an account around 2011 and bought shares of Industrial and Commercial Bank of China, blue-chip stocks, without any excitement; it was too stable. The fluctuations were just a few cents or dimes, no, it hardly moved at all. I moved away from the screen, thinking my heart had stopped.
I also bought SANY Heavy Industry, which was building houses every day, and thought it was good. It was indeed good; I bought it at around 14.5. Then I still ended up losing money; I didn't sell and later sold it for over 16 yuan. I had only traded stocks twice and didn't lose money because I stopped trading.
The Contribution of Guoyuan Securities#
The contribution of Guoyuan Securities was these two stocks. Later, I used daily funds for buying mutual funds and rarely opened Guoyuan anymore.
Forgotten Password and Modification#
Forgotten Password in 2023#
In 2023, I wanted to log into the mobile Guoyuan to check, but I found I had forgotten my password. Then I applied to change my password, and at that time, it was verified by phone. After two days, it was modified. I felt the efficiency was low.
Plan to Cancel the Account#
After changing it, I inquired about how to cancel my account, took my ID card, cleared my account, and then went to the business center where I opened the account. It would probably take 2-3 hours to travel back and forth by subway in the city. I never went. I originally planned to stop by on a day I passed by, but a few times I either didn't have time or didn't bring my ID card, so I gave up.
Attempt to Cancel in 2024#
Forgotten Password Again#
In the last few days of 2024, I started thinking about canceling my account. I had forgotten the password. I opened my password record and found that the trading password and account password were different. I modified the trading password as prompted by my phone, but ultimately found I still couldn't log in, so I consulted the mobile app to see if I had modified it incorrectly.
Password Modification and Video Verification#
I submitted a request to make the trading password and account password the same, and now everything requires video verification, which I then completed.
Setbacks in Account Cancellation Application#
On the last day of 2024, I applied for account cancellation in the morning. Halfway through the application, I had something to do, and I was just short of video verification. Video verification required queuing. I queued several times, each time for three minutes, then canceled and queued again. Around 2:00 PM, they contacted me, asking me to keep the account and not cancel it. I said I had wanted to cancel it for a long time; I really had no use for it, and I had modified the password three times. It was quite time-consuming. Then we chatted about other things, but I just wanted to cancel. He said it was fine, and it would go through when the time came. I asked if video verification was still necessary. He said it had to be verified first, and I understood.
Work Time Restrictions#
At 3:00 PM, I went to pick up my second child from school. After returning home, I had some free time, so I quickly opened the app to operate. I found a prompt saying working hours were from 9:30 AM to 3:00 PM, and I had already missed work hours. This work schedule is really nice.
Cancellation of Shenzhen and Shanghai Accounts#
Synchronization Issue in Cancellation#
When canceling the Shenzhen account and Shanghai account, there was a synchronization issue?? I forgot the name. Then I contacted the account manager through the mobile app. This issue seemed complicated, and the mobile app didn't respond. They called me directly, but this time it was about the Guojin account, as I was worried that the people from Guoyuan would continue to stop me from canceling my account.
Account Cancellation Rules#
For the Shanghai account, there can be a maximum of three; for the Shenzhen account, there can be multiple. However, if the Guoyuan and Guojin Shenzhen accounts are the same, there is no need to cancel; the Shanghai account can be canceled at will, and they are generally not the same.
Recording Confirmation#
After saying that, I forgot. I went to check but couldn't find anything. Suddenly, I remembered that I had previously enabled automatic phone recording on my phone. I checked, and indeed there was a recording. I listened to it again to confirm clearly.